Lowest-Rated StocksLowest-RatedNASDAQ:AFRM Affirm (AFRM) Stock Price, News & Analysis $43.86 -5.36 (-10.89%) (As of 02/9/2024 08:55 PM ET) Add Compare Share Share Today's Range$42.04▼$49.9950-Day Range$38.19▼$51.3952-Week Range$8.80▼$52.48Volume38.59 million shsAverage Volume14.34 million shsMarket Capitalization$13.23 billionP/E RatioN/ADividend YieldN/APrice Target$26.81 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get Affirm alerts: Email Address Affirm MarketRank™ Stock AnalysisAnalyst RatingReduce1.82 Rating ScoreUpside/Downside38.9% Downside$26.81 Price TargetShort InterestHealthy17.17% of Float Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment0.19Based on 18 Articles This WeekInsider TradingSelling Shares$122.95 M Sold Last QuarterProj. Earnings GrowthGrowingFrom ($0.69) to ($0.56) Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.1.16 out of 5 starsBusiness Services Sector244th out of 303 stocksPersonal Credit Institutions Industry11th out of 13 stocks 1.9 Analyst's Opinion Consensus RatingAffirm has received a consensus rating of Reduce. The company's average rating score is 1.82, and is based on 3 buy ratings, 8 hold ratings, and 6 sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $26.81, Affirm has a forecasted downside of 38.9% from its current price of $43.86.Amount of Analyst CoverageAffirm has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 3.0 Short Interest Percentage of Shares Shorted17.17% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently decreased by 1.61%, indicating that investor sentiment is improving. Previous Next 0.0 Dividend Strength Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for AFRM. Previous Next 2.9 News and Social Media Coverage News SentimentAffirm has a news sentiment score of 0.19. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 18 news articles for Affirm this week, compared to 1 article on an average week.Search Interest118 people have searched for AFRM on MarketBeat in the last 30 days. This is an increase of 22% compared to the previous 30 days.MarketBeat Follows37 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is an increase of 68% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $122,951,772.00 in company stock.Percentage Held by Insiders13.05% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions59.69% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 0.6 Earnings and Valuation Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($0.69) to ($0.56) per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -17.61, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -17.61, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 5.14. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Affirm Stock (NASDAQ:AFRM)Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More AFRM Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart AFRM Stock News HeadlinesFebruary 12, 2024 | americanbankingnews.comJPMorgan Chase & Co. Boosts Affirm (NASDAQ:AFRM) Price Target to $41.00February 11, 2024 | americanbankingnews.comAffirm (NASDAQ:AFRM) PT Raised to $35.00 at Deutsche Bank AktiengesellschaftFebruary 12, 2024 | Behind the Markets (Ad)[BREAKING] New "Living Missile" to Replace Nuclear MissilesCBS News Reports: "It's an entirely new type of weapon." The New York Times Reports: "No existing defense can stop it." And one small company is building them for the Pentagon!February 11, 2024 | americanbankingnews.comThe Goldman Sachs Group Increases Affirm (NASDAQ:AFRM) Price Target to $20.00February 11, 2024 | americanbankingnews.comAffirm (NASDAQ:AFRM) PT Raised to $16.00February 10, 2024 | americanbankingnews.comAffirm's (AFRM) "Underperform" Rating Reaffirmed at WedbushFebruary 10, 2024 | americanbankingnews.comAffirm (NASDAQ:AFRM) Given New $50.00 Price Target at Royal Bank of CanadaFebruary 8, 2024 | seekingalpha.comAffirm Holdings, Inc. 2024 Q2 - Results - Earnings Call PresentationFebruary 12, 2024 | The Oxford Club (Ad)AI medical stock landing MASSIVE contractsThe company is tiny today, but big pharma is lining up to use its patent-protected technology. In short, it is the inventor of the world's first AI-designed drug to enter clinical trials. Currently, the stock trades for less than $10 today and is at the forefront of it all.February 7, 2024 | seekingalpha.comGrowth Won't Bring Profits For Affirm And Share Price May FallFebruary 6, 2024 | americanbankingnews.comAffirm (AFRM) Set to Announce Earnings on ThursdayJanuary 23, 2024 | seekingalpha.comAffirm: The Recent Inflection In The Business Is Under-AppreciatedJanuary 5, 2024 | seekingalpha.comAffirm: I Was Wrong To Doubt So Soon, But Math Is MathJanuary 4, 2024 | seekingalpha.comAffirm: Too Far, Too FastJanuary 4, 2024 | seekingalpha.comAffirm: A Bubble Waiting To PopDecember 11, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Presents at CFO Fireside Chat (Transcript)November 29, 2023 | seekingalpha.comAffirm: A Fintech Underdog's Rise In A Competitive LandscapeNovember 29, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) 2023 UBS Global Technology Conference (Transcript)November 29, 2023 | seekingalpha.comAffirm: Black Friday Gains Provide A Great Opportunity To SellNovember 28, 2023 | seekingalpha.comAffirm Holdings Might Be Set For A BreakoutNovember 6, 2023 | seekingalpha.comAffirm: Growth To Remain Strong From Healthy Economic Figures, Continued MomentumNovember 5, 2023 | seekingalpha.comAffirm Holdings Q1 Preview: Stock Maybe Ahead Of ItselfNovember 2, 2023 | seekingalpha.comAffirm Stock: Beware Of Short Squeeze Ahead Of Q1 2024 EarningsOctober 4, 2023 | seekingalpha.comAffirm: Not Compelling Enough YetOctober 4, 2023 | seekingalpha.comAffirm: The Inescapable Interest Rate Threat (Ratings Downgrade)September 28, 2023 | seekingalpha.comAffirm Holdings, Inc. (AFRM) CFO Fireside Chat Call (Transcript)September 28, 2023 | seekingalpha.comAffirm: A Genuine Innovation In FinanceSee More Headlines Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings11/08/2023Today2/12/2024Next Earnings (Estimated)5/14/2024Fiscal Year End6/30/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Personal credit institutions Sub-IndustryN/A Current SymbolNASDAQ:AFRM CUSIPN/A CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,171Year FoundedN/APrice Target and Rating Average Stock Price Target$26.81 High Stock Price Target$55.00 Low Stock Price Target$10.00 Potential Upside/Downside-38.9%Consensus RatingReduce Rating Score (0-4)1.82 Research Coverage17 Analysts Profitability EPS (Most Recent Fiscal Year)($2.49) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-985,340,000.00 Net Margins-39.19% Pretax Margin-52.73% Return on Equity-25.34% Return on Assets-8.01% Debt Debt-to-Equity Ratio2.19 Current Ratio13.25 Quick Ratio13.25 Sales & Book Value Annual Sales$1.59 billion Price / Sales8.33 Cash FlowN/A Price / Cash FlowN/A Book Value$8.54 per share Price / Book5.14Miscellaneous Outstanding Shares301,730,000Free Float262,358,000Market Cap$13.23 billion OptionableOptionable Beta3.72 7 AI Stocks to Invest In: An Introduction to AI Investing For Self-Directed InvestorsAs the AI market heats up, investors who have a vision for artificial intelligence have the potential to see real returns. Learn about the industry as a whole as well as seven companies that are getting work done with the power of AI.Get This Free Report Key ExecutivesMr. Max Roth Levchin (Age 48)Founder, CEO & Director Comp: $409.81kMr. Libor Michalek (Age 50)President & Director Comp: $475kMr. Michael A. Linford (Age 41)Chief Financial Officer Comp: $475kMs. Katherine Adkins Esq. (Age 62)Chief Legal Officer & Secretary Comp: $425kMs. Katrina HoltSenior Vice President of OperationsMr. Ronald ClarkVP of Investor RelationsMr. Geoff KottChief Revenue OfficerMs. Brooke E. Major-Reid (Age 50)Chief Capital Officer Mr. Robert W. O'Hare (Age 43)Senior Vice President of Finance Dr. Wayne Pommen Ph.D. (Age 45)Head of International More ExecutivesKey CompetitorsAppLovinNYSE:APPSynchrony FinancialNYSE:SYFTransUnionNYSE:TRUGen DigitalNASDAQ:GENGFL EnvironmentalNYSE:GFLView All CompetitorsInsiders & InstitutionsFranklin Resources Inc.Bought 5,566 shares on 2/9/2024Ownership: 0.002%Cambridge Investment Research Advisors Inc.Bought 5,017 shares on 2/9/2024Ownership: 0.002%Balentine LLCBought 4,348 shares on 2/9/2024Ownership: 0.001%Coldstream Capital Management Inc.Bought 4,209 shares on 2/9/2024Ownership: 0.001%EverSource Wealth Advisors LLCSold 600 shares on 2/9/2024Ownership: 0.001%View All Insider TransactionsView All Institutional Transactions AFRM Stock Analysis - Frequently Asked Questions Should I buy or sell Affirm stock right now? 17 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Affirm in the last twelve months. There are currently 6 sell ratings, 8 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "reduce" AFRM shares. View AFRM analyst ratings or view top-rated stocks. What is Affirm's stock price target for 2024? 17 Wall Street research analysts have issued 12 month target prices for Affirm's shares. Their AFRM share price targets range from $10.00 to $55.00. On average, they anticipate the company's stock price to reach $26.81 in the next twelve months. This suggests that the stock has a possible downside of 38.9%. View analysts price targets for AFRM or view top-rated stocks among Wall Street analysts. How have AFRM shares performed in 2024? Affirm's stock was trading at $49.14 at the beginning of 2024. Since then, AFRM shares have decreased by 10.7% and is now trading at $43.86. View the best growth stocks for 2024 here. When is Affirm's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, May 14th 2024. View our AFRM earnings forecast. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) issued its earnings results on Wednesday, November, 8th. The company reported ($0.57) earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.08 by $0.65. The business had revenue of $496.55 million for the quarter, compared to the consensus estimate of $444.48 million. Affirm had a negative trailing twelve-month return on equity of 25.34% and a negative net margin of 39.19%. The firm's revenue was up 37.3% on a year-over-year basis. During the same quarter in the previous year, the business posted ($0.86) earnings per share. What ETFs hold Affirm's stock? ETFs with the largest weight of Affirm (NASDAQ:AFRM) stock in their portfolio include Roundhill MEME ETF (MEME), Amplify Online Retail ETF (IBUY), Amplify Mobile Payments ETF (IPAY), Harbor Corporate Culture Small Cap ETF (HAPS), Global X FinTech Thematic ETF (FINX), Renaissance IPO ETF (IPO) and IQ U.S. Mid Cap R&D Leaders ETF (MRND).JPMorgan BetaBuilders U.S. Small Cap Equity ETF (BBSC). What guidance has Affirm issued on next quarter's earnings? Affirm updated its third quarter 2024 earnings guidance on Thursday, February, 8th. The company provided earnings per share (EPS) guidance of for the period. The company issued revenue guidance of $530.0 million-$550.0 million, compared to the consensus revenue estimate of $487.8 million. When did Affirm IPO? (AFRM) raised $873 million in an IPO on Wednesday, January 13th 2021. The company issued 24,600,000 shares at a price of $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company acted as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. Who are Affirm's major shareholders? Affirm's stock is owned by a variety of institutional and retail investors. Top institutional shareholders include Baillie Gifford & Co. (5.96%), Dimensional Fund Advisors LP (0.87%), IMC Chicago LLC (0.00%), Charles Schwab Investment Management Inc. (0.45%), Norges Bank (0.45%) and Three Bridge Wealth Advisors LLC (0.36%). Insiders that own company stock include Del Castillo Sharda Caro, Jeremy Philips, Katherine Adkins, Keith Rabois, Michael Linford, Private Ltd Gic and Siphelele Jiyane. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:AFRM) was last updated on 2/12/2024 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Affirm Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.