NASDAQ:PBHC Pathfinder Bancorp (PBHC) Stock Price, News & Analysis $11.75 -0.82 (-6.52%) (As of 02/8/2024 09:09 PM ET) Add Compare Share Share Today's Range$11.68▼$12.0050-Day Range$11.75▼$15.2452-Week Range$11.68▼$19.70Volume8,300 shsAverage Volume2,147 shsMarket Capitalization$55.46 millionP/E Ratio7.78Dividend Yield3.06%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get Pathfinder Bancorp alerts: Email Address Pathfinder Bancorp MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.09% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.94Based on 2 Articles This WeekInsider TradingAcquiring Shares$1,292 Bought Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.23 out of 5 starsFinance Sector462nd out of 853 stocksState Commercial Banks Industry124th out of 181 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Pathfinder Bancorp. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.09% of the float of Pathfinder Bancorp has been sold short.Short Interest Ratio / Days to CoverPathfinder Bancorp has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pathfinder Bancorp has recently increased by 8.70%, indicating that investor sentiment is decreasing significantly. Previous Next 1.7 Dividend Strength Dividend YieldPathfinder Bancorp pays a meaningful dividend of 3.06%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPathfinder Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Pathfinder Bancorp is 23.84%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for PBHC. Previous Next 3.3 News and Social Media Coverage News SentimentPathfinder Bancorp has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Pathfinder Bancorp this week, compared to 0 articles on an average week.MarketBeat Follows2 people have added Pathfinder Bancorp to their MarketBeat watchlist in the last 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Pathfinder Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,292.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders24.00% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 27.63% of the stock of Pathfinder Bancorp is held by institutions. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Pathfinder Bancorp is 7.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 115.74.Price to Earnings Ratio vs. SectorThe P/E ratio of Pathfinder Bancorp is 7.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 46.96.Price to Book Value per Share RatioPathfinder Bancorp has a P/B Ratio of 0.49. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Pathfinder Bancorp Stock (NASDAQ:PBHC)Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. The company was founded in 1859 and is headquartered in Oswego, New York.Read More PBHC Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart PBHC Stock News HeadlinesFebruary 10, 2024 | americanbankingnews.comContrasting Pathfinder Bancorp (NASDAQ:PBHC) & Southside Bancshares (NASDAQ:SBSI)January 4, 2024 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q3 2023February 12, 2024 | Chaikin Analytics (Ad)Buy This Stock for AI Tidal Wave (not NVDA)The internet boom made more millionaires than any tech - Microsoft’s CEO says AI has even more potential. Here’s the #1 stock to buy.December 25, 2023 | finance.yahoo.comPathfinder Bancorp (NASDAQ:PBHC) shareholders have endured a 23% loss from investing in the stock a year agoDecember 23, 2023 | morningstar.comPathfinder Bancorp Inc PBHCDecember 14, 2023 | wsj.comConsumers Bancorp Inc.November 29, 2023 | msn.comThe Best Dwarf Heritages In The Pathfinder 2e RemasterNovember 1, 2023 | finance.yahoo.comPathfinder Bancorp Inc (PBHC) Reports Q3 2023 Earnings: Net Income Drops to $2.2 MillionFebruary 12, 2024 | The Oxford Club (Ad)Sneaky CEO Hides Monster AI Stock Under Secret Trade NameThe public isn't supposed to know about this monster AI stock under $5...It’s technology is quietly the engine that runs new powerful artificial intelligence models like ChatGPT. And Wall Street is getting hungry for more shares.October 5, 2023 | finance.yahoo.comPathfinder Bancorp (NASDAQ:PBHC) Is Paying Out A Dividend Of $0.09September 15, 2023 | finance.yahoo.comInsider Buying: SVP, CFO Walter Rusnak Acquires 733 Shares of Pathfinder Bancorp IncAugust 17, 2023 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q2 2023August 16, 2023 | lse.co.ukPathfinder hires executive director as non-executive chair departsAugust 8, 2023 | msn.comCompany news: Pathfinder Bank promotes John AndrewsAugust 1, 2023 | finance.yahoo.comPathfinder Bancorp, Inc. Announces Second Quarter 2023 Net Income of $2.0 MillionAugust 1, 2023 | finance.yahoo.comPathfinder Bancorp, Inc. Announces Second Quarter 2023 Net Income of $2.0 MillionJuly 5, 2023 | yahoo.comThe creators of Pathfinder have released their own version of D&D's controversial OGL—and it could have a huge impact on all tabletop RPGsJuly 5, 2023 | thestreet.comThe Chase for Low Mortgage Rates Is OnJune 27, 2023 | finance.yahoo.comThose who invested in Pathfinder Bancorp (NASDAQ:PBHC) three years ago are up 54%June 2, 2023 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q1 2023May 2, 2023 | finance.yahoo.comPathfinder Bancorp, Inc. Announces First Quarter 2023 Net Income of $2.6 MillionApril 21, 2023 | benzinga.comPathfinder Bancorp Stock (NASDAQ:PBHC), Short Interest ReportApril 20, 2023 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q4 2022April 7, 2023 | finance.yahoo.comPathfinder Bancorp (NASDAQ:PBHC) Has Affirmed Its Dividend Of $0.09April 4, 2023 | msn.comPathfinder Bancorp (PBHC) Declares $0.09 DividendApril 4, 2023 | marketwatch.comCORRECTION -- Dowd Named President and CEO for Pathfinder BankMarch 29, 2023 | seekingalpha.comJim Dowd named CEO of Pathfinder BankSee More Headlines Receive PBHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pathfinder Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/03/2020Ex-Dividend for 2/2 Dividend1/11/2024Dividend Payable2/02/2024Today2/11/2024Next Earnings (Estimated)5/07/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:PBHC CUSIPN/A CIK1609065 Webwww.pathfinderbank.com Phone(315) 343-0057Fax315-342-9403Employees162Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.51 Trailing P/E Ratio7.78 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.29 million Net Margins12.76% Pretax Margin17.93% Return on Equity8.17% Return on Assets0.66% Debt Debt-to-Equity Ratio0.47 Current Ratio0.76 Quick Ratio0.76 Sales & Book Value Annual Sales$72.85 million Price / Sales0.76 Cash Flow$3.58 per share Price / Cash Flow3.28 Book Value$24.16 per share Price / Book0.49Miscellaneous Outstanding Shares4,720,000Free Float3,586,000Market Cap$55.46 million OptionableNot Optionable Beta0.19 10 Best Cheap Stocks to Buy NowMarketBeat just released its list of 10 cheap stocks that have been overlooked by the market and may be seriously undervalued. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. Walter F. Rusnak CPA (Age 70)Senior VP, CFO & Controller Comp: $299.59kMr. Ronald A. Tascarella (Age 65)Executive VP & Chief Banking Officer Comp: $355.07kMr. Robert G. Butkowski Jr. (Age 49)Senior VP & COO Mr. Daniel R. Phillips (Age 59)Senior VP & Chief Information Officer Mr. Heather BushVice President of Human ResourcesMr. William D. O'Brien (Age 58)Senior VP, Chief Risk Officer & Corporate Secretary Ms. Roberta DavisVice President & Financial AnalystMore ExecutivesKey CompetitorsBank of the James Financial GroupNASDAQ:BOTJBayFirst FinancialNASDAQ:BAFNBlue Ridge BanksharesNASDAQ:BRBSFirst US BancsharesNASDAQ:FUSBVillage Bank and Trust FinancialNASDAQ:VBFCView All CompetitorsInsiders & InstitutionsVanguard Group Inc.Bought 2,735 shares on 12/18/2023Ownership: 0.790%George P JoyceBought 100 shares on 12/5/2023Total: $1,292.00 ($12.92/share)Creative PlanningBought 2,000 shares on 11/16/2023Ownership: 0.043%Walter RusnakBought 733 shares on 9/12/2023Total: $7,601.21 ($10.37/share)Walter RusnakBought 1,000 shares on 8/22/2023Total: $12,940.00 ($12.94/share)View All Insider TransactionsView All Institutional Transactions PBHC Stock Analysis - Frequently Asked Questions How have PBHC shares performed in 2024? Pathfinder Bancorp's stock was trading at $14.01 on January 1st, 2024. Since then, PBHC stock has decreased by 16.1% and is now trading at $11.75. View the best growth stocks for 2024 here. When is Pathfinder Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, May 7th 2024. View our PBHC earnings forecast. How were Pathfinder Bancorp's earnings last quarter? Pathfinder Bancorp, Inc. (NASDAQ:PBHC) posted its earnings results on Monday, February, 3rd. The savings and loans company reported $0.32 earnings per share (EPS) for the quarter. The savings and loans company had revenue of $8.95 million for the quarter. Pathfinder Bancorp had a trailing twelve-month return on equity of 8.17% and a net margin of 12.76%. How often does Pathfinder Bancorp pay dividends? What is the dividend yield for Pathfinder Bancorp? Pathfinder Bancorp declared a quarterly dividend on Tuesday, December 26th. Shareholders of record on Friday, January 12th will be paid a dividend of $0.09 per share on Friday, February 2nd. This represents a $0.36 dividend on an annualized basis and a yield of 3.06%. The ex-dividend date is Thursday, January 11th. Read our dividend analysis for PBHC. Is Pathfinder Bancorp a good dividend stock? Pathfinder Bancorp (NASDAQ:PBHC) pays an annual dividend of $0.36 per share and currently has a dividend yield of 3.06%. The dividend payout ratio is 23.84%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for PBHC. What other stocks do shareholders of Pathfinder Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Pathfinder Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY), Bank of Nova Scotia (BNS), BlackRock Enhanced Global Dividend Trust (BOE), British American Tobacco (BTI) and BlackRock Utilities, Infrastructure & Power Opportunities Trust (BUI). How do I buy shares of Pathfinder Bancorp? Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:PBHC) was last updated on 2/12/2024 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. 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